$0 Down offer assumes buyer will qualify for down payment from a non-profit down payment assistance program and that seller will pay closing costs and escrows subject to seller contribution limits.  Limited funds are available and rate subject to change upon exhaustion of funds.  Payment does not include property taxes and homeowners insurance.  Program based on specific loan terms and subject to buyer qualification or any changes in investor guidelines or programs.  Offer only applies to sales agreements signed after 11/13 2007 with financing through Universal American Mortgage Company.  © 2007 Lennar Corporation, Lennar, the Lennar logo, Universal American Mortgage Company and the UAMC logo are registered service marks or service marks of Lennar Corporation and/or its subsidiaries.  Universal American Mortgage Company, LLC, Mortgage Banker License #BK-0904844.  Sales by Lennar Sales Corp.  US Home of Arizona Construction Company ROC# 65983, Greystone Homes, Inc. ROC# 110607, Greystone Construction, Inc. ROC# 123081, Lennar Arizona Construction, Inc. ROC# 228129, Lennar Arizona Inc. dba Lennar Homes ROC# 232731.  11/07.